A2-25 / CEFR A2 / EPISODE 25

Travel Insurance

Checking travel insurance conditions

SceneAt an insurance office. An agent explains a plan to Frank.

Frank and Tina discuss paperwork and highlighters with an insurance agent. — Select the illustration to view it at full size in a new tab.

Narrator

Frank is at an insurance office before a trip. An agent is explaining a travel insurance plan, and Frank wants every detail.

フランクは旅行前に保険会社のオフィスにいる。担当者が旅行保険のプランを説明し、フランクは細部まで知りたがっている。

Agent01

This plan covers medical care and lost luggage. About fifty dollars, taxes included.

このプランは医療と手荷物の紛失をカバーします。税込み約50ドルです。

Frank02

Reasonable. What's the limit for medical care?

手頃ですね。医療費の補償限度額は？

Agent03

Up to fifty thousand dollars per person. That includes emergency surgery. Here's the application form.

お一人様5万ドルまでです。緊急手術も含まれます。こちらが申込書です。

Frank04

This form asks for my date of birth. What if I have a date of assembly instead?

この用紙には生年月日とあります。代わりに「組み立て日」がある場合は？

Agent05

A date of... assembly?

組み立て…日ですか？

Frank06

I was assembled. Some parts of my body are older than I am.

私は組み立てられたんです。体の一部には、私自身より古いものもあります。

Agent07

Then which date do you usually use?

…では、普段はどの日付を使っていますか？

Frank08

The date on my ID. I just wanted to check if I could use it here, too.

身分証にある日付です。ここでもそれを使ってよいか、確認したかったんです。

Agent09

Use that date. And please read all eighty pages of the policy before you sign.

その日付を使ってください。それから、署名する前に80ページある約款を全部読んでください。

Frank10

Good. I brought two highlighters.

よかった。蛍光ペンを2本持ってきました。

WORDS & CONTEXT

Words & context

“This plan covers medical care and lost luggage.”

In insurance, cover means to include a risk or pay eligible costs. This plan covers medical care. means medical expenses are within its coverage. It is a very common verb in insurance discussions.

“date of birth” / “date of assembly”

Date of birth means the day you were born, and assembly means putting something together. Frank, an artificial human made by a doctor, carefully checks whether in his case it should be called a "date of assembly" instead of a birthday. The next phrase, parts of my body, means parts of his body; it does not refer to machine parts.

“I just wanted to check if I could use it here, too.”

Check if ... means to confirm whether something is so. It refers to the date on his ID. Frank explains that he just wanted to confirm he could also use his usual date on this form. I just wanted to check ... is a modest way to give the reason for asking.

“read all eighty pages of the policy”

Here policy means an insurance contract and its terms, rather than a general course of action. Insurance policy is the fuller expression. The representative tells Frank to read all eighty pages before signing.

“I brought two highlighters.”

A highlighter is a pen used to mark important parts of a text in bright color. The punchline is that Frank is not put off by an eighty-page policy; he has even come ready to mark it up as he reads. It matches the thoroughness he showed in A2-23 by reading the forty-page building handbook.

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